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Pakistan Post moves 7 steps upwards in World Postal Ranking by UPU. International Ranking of Postal Sector is based on four pillars i.e. Reliability, Reach, Relevance and Resilience. In 2022, Pakistan Post has achieved 55th position out of 162 countries in the Postal Ranking Index issued by Universal Postal Union.

Savings Bank

NOTE:-

Pakistan Post Savings Bank offers the largest network of savings bank services in Pakistan. Serving on behalf of Ministry of Finance, it has been playing a crucial role in encouraging and mobilizing savings among the general populace since long.

It is popular both in urban and rural areas, but its operations in rural Pakistan are wide spread and deep rooted. In fact in most of the remote areas, it is the only banking service available. Through its extensive network of post offices, Pak Post Saving Bank offers a number of very attractive saving bank schemes.

Note: Existing rates of profit on all National Savings Schemes shall remain unchanged w.e.f. 27.10.2020 till further notification : Click Here


Savings Account (SA)

You Can View Profit Rates here
(Profit Rates)

  • Easy and simple transfer of account to any Post Office branch within the country
  • No maximum limit of investment.

Special Savings Account (SSA)

You Can View Profit Rates here
(Profit Rates)

  • Three years scheme, but investment can be withdrawn any time after one month.
  • No maximum limit of investment

Savings Bank Mobile Account

This service ensures safety in handling of money from one city to another. The account holder is required to deposit at least Rs. 2000 and is allowed to withdraw 75% of the the whole deposit in any GPO in Pakistan.

  • Safe and reliable
  • Guards against risk in handling cash during Journey
  • Deposits earn profit

Defence Saving Certificate

You Can View Profit Rates here
(Profit Rates)

  • Certificates are issued for ten years but are encashable any time after one month
  • Certificates are transferable from one city and one person to another city and another person
  • Certificates are available in the denominations of Rs. 500 to one Million
  • No maximum limit of investment

Special Saving Certificate

You Can View Profit Rates here
(Profit Rates)

  • Three years scheme, but investment can be withdrawn any time after one month
  • These certificates are available in the denomination of Rs. 500, 1000, 5,000, 10,000, 50,000, 100,000, 500,000 and Rs.1,000,000/=
  • Profit is paid on the completion of each period of six months
  • No maximum limit of investment

Regular Income Certificate

You Can View Profit Rates here
(Profit Rates)

  • Five years regular scheme
  • Rs. 740 monthly profit on account of one lakh rupees subject to 10% withholding tax
  • These certificates are available in the denominations of Rs. 50,000, 100,000, 500,000, 1,000,000, 5,000,000 and Rs. 10,000,000/=
  • Profit is payable on monthly basis
  • Both single and joint purchase permitted
  • No maximum limit of investment
  • Exempt from zakat deduction
  • Scheme has been specifically designed to meet the requirements of pensioners, widows, orphans etc.
     

Short-Term Savings Certificates

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(Notification)


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(Notification 2)


Bahbood Savings Certificate

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(Notification)


Pensioners' Benefit Account

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(Notification)


Shuhada's Family Welfare Account

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(Notification)


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