Savings Bank

Certificates are issued for ten years but are encashable any time after one month
Certificates are transferable from one city and one person to another city and another person
Certificates are available in the denominations of Rs. 500 to one Million
No maximum limit of investment

Three years scheme, but investment can be withdrawn any time after one month
These certificates are available in the denomination of Rs. 500, 1000, 5,000, 10,000, 50,000, 100,000, 500,000 and Rs.1,000,000/=
Profit is paid on the completion of each period of six months
No maximum limit of investment

Five years regular scheme
Rs. 740 monthly profit on account of one lakh rupees subject to 10% withholding tax
These certificates are available in the denominations of Rs. 50,000, 100,000, 500,000, 1,000,000, 5,000,000 and Rs. 10,000,000/=
Profit is payable on monthly basis
Both single and joint purchase permitted
No maximum limit of investment
Exempt from zakat deduction
Scheme has been specifically designed to meet the requirements of pensioners, widows, orphans etc.