Accounts Profit Rates
Certificates Profit Rates

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Defence Savings
Certificates (DSC) - Profit Rates
Historical Rates Remained Applicable On Defense Savings Certificates From 25th November, 1993 Onwards
| Effective Period |
Rate |
Payable Amount (Principal + Profit ) On Investment of Every Rs.100,000/- On Completion Of |
| From |
To |
(% p.a.) |
1st Year |
2 Years |
3 Years |
4 Years |
5 Years |
6Years |
7 Years |
8 Years |
9 Years |
10 Years |
25-Nov-93 |
12-Nov-96 |
16.00% |
113,000 |
128,000 |
147,000 |
170,000 |
198,000 |
232,000 |
272,000 |
319,000 |
375,000 |
441,000 |
13-Nov-96 |
13-May-99 |
18.04% |
114,500 |
132,000 |
153,000 |
178,000 |
208,000 |
246,000 |
294,000 |
354,000 |
429,000 |
525,000 |
14-May-99 |
31-Dec-99 |
15.97% |
112,000 |
130,000 |
150,000 |
172,000 |
200,000 |
232,000 |
270,000 |
316,000 |
380,000 |
440,000 |
1-Jan-00 |
30-May-00 |
15.01% |
111,000 |
128,000 |
146,000 |
166,000 |
192,000 |
221,000 |
253,000 |
295,000 |
352,000 |
405,000 |
31-May-00 |
30-Jun-00 |
14.01% |
109,000 |
121,000 |
138,000 |
157,000 |
184,000 |
210,000 |
238,000 |
275,000 |
322,000 |
371,000 |
1-Jul-01 |
31-Dec-01 |
15.01% |
110,000 |
123,000 |
142,000 |
162,000 |
192,000 |
221,000 |
254,000 |
295,000 |
348,000 |
405,000 |
1-Jan-02 |
30-Jun-02 |
14.13% |
109,000 |
121,000 |
138,000 |
157,000 |
184,000 |
210,000 |
238,000 |
275,000 |
322,000 |
375,000 |
1-Jul-02 |
31-Dec-02 |
11.61% |
107,000 |
115,000 |
124,000 |
135,000 |
149,000 |
165,000 |
186,000 |
210,000 |
250,000 |
300,000 |
1-Jan-03 |
30-Jun-03 |
10.03% |
106,000 |
113,000 |
121,000 |
130,000 |
140,000 |
154,000 |
171,000 |
192,000 |
222,000 |
260,000 |
1-Jul-03 |
31-Dec-03 |
8.50% |
105,000 |
111,000 |
118,000 |
126,000 |
135,000 |
145,000 |
157,000 |
174,000 |
197,000 |
226,000 |
1-Jan-04 |
21-Jun-04 |
7.96% |
104,000 |
109,000 |
114,000 |
120,000 |
127,000 |
138,000 |
150,000 |
165,000 |
188,000 |
215,000 |
22-Jun-04 |
30-Jun-04 |
8.15% |
104,000 |
109,000 |
114,000 |
120,000 |
127,000 |
138,000 |
150,000 |
165,000 |
188,000 |
215,000 |
1-Jul-04 |
30-Jun-05 |
8.20% |
104,000 |
109,000 |
115,000 |
120,000 |
130,000 |
139,000 |
150,000 |
166,000 |
189,000 |
219,000 |
1-Jul-05 |
5-Jun-06 |
9.46% |
105,000 |
112,000 |
119,000 |
128,000 |
138,000 |
150,000 |
163,000 |
183,000 |
211,000 |
247,000 |
5-Jun-06 |
22-Jun-07 |
10.03% |
106,000 |
113,000 |
121,000 |
130,000 |
140,000 |
154,000 |
171,000 |
192,000 |
222,000 |
260,000 |
23-Jun-07 |
23-Jun-08 |
10.15% |
107,000 |
116,000 |
126,000 |
138,000 |
151,000 |
166,000 |
184,000 |
206,000 |
232,000 |
263,000 |
24-Jun-08 |
30-Sep-10 |
12.15% |
108,000 |
118,000 |
129,000 |
142,000 |
158,000 |
177,000 |
201,000 |
230,000 |
265,000 |
315,000 |
| 01-Oct-10 |
31-Dec-10 |
12.60% |
108,000 |
117,000 |
128,000 |
140,000 |
158,000 |
180,000 |
210,000 |
245,000 |
285,000 |
327,000 |
| 01-Jan-11 |
30-Sep-11 |
13.55% |
108,000 |
117,000 |
128,000 |
142,000 |
165,000 |
183,000 |
213,000 |
251,000 |
298,000 |
356,000 |
| 01-Oct-11 |
31-Dec-11 |
12.68% |
107,000 |
115,000 |
125,000 |
138,000 |
155,000 |
176,000 |
202,000 |
235,000 |
277,000 |
330,000 |
| 01-Jan-12 |
31-Mar-12 |
11.90% |
105,500 |
112,000 |
120,000 |
131,000 |
146,000 |
166,000 |
191,000 |
222,000 |
260,000 |
308,000 |
| 01-Apr-12 |
Till date |
12.33% |
107,000 |
115,000 |
125,000 |
138,000 |
155,000 |
176,000 |
202,000 |
234,000 |
273,000 |
320,000 |
Note: The above payable amounts have been worked out on Rs.100,000/-. You can easily calculate your investment by dividing the relevant amount of the table with 100,000 and then multiplying with the amount you have invested.
* Courtesy: National Savings Organization official website
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